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Judgment (Debt/Money) Search – Uncover Financial Liabilities in Ireland

A Judgment (Debt/Money) Search identifies whether an individual or legal entity has had a monetary court judgment registered against them within the past 12 years in Ireland. This search is a crucial tool in property transactions and due diligence processes, helping to uncover potential liabilities that could impact a party’s creditworthiness, reputation, or ability to transact.

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What a Judgment (Debt/Money) Search Covers

  • Judgment entries (debt/money) registered in the High Court Judgment Register
  • Judgments issued by the District Court, Circuit Court, and High Court
  • Results based solely on the names provided, not addresses

Why It Matters

Court-issued judgments are a matter of public record once registered. If your client is buying or selling property, or entering into a financial agreement, knowing whether a judgment exists against any involved party is critical. These judgments can:

  • Signal existing financial liabilities
  • Impact a person’s credit rating or ability to obtain finance
  • Affect the transferability of property, especially where judgment mortgages may later be registered

 

Learn more about Judgment (Debt/Money) Searches with our expert explainer.

 

Does Your Client Need This Search?

Use this search if your client is:

  • Buying, selling, or transferring property
  • Acting as a lender or financier
  • Evaluating a borrower or vendor’s financial standing
  • Conducting due diligence for mergers, acquisitions, or investments
  • Assessing an individual’s fitness and probity status

Turnaround & Delivery

Request This Search

Order now via the Ellis & Ellis client portal, or contact us to learn more about how our judgment (debt/money) search can support your legal or financial due diligence.

 

Judgment (Debt/Money) Search FAQs

What is a Judgment (Debt/Money)?
It’s a court-issued ruling stating that a person or entity owes a specific amount of money to another party.

Why would a creditor register a judgment?
To make the debt public, affect the debtor’s financial reputation, and apply pressure for repayment.

How long does a judgment stay on the register?
Judgments can be executed for up to 6 years, but will remain on the register unless formally removed.

Do I need to supply an address for the search?
No. The search is conducted based on name only.

What does the search result show?
Details may include names, addresses, date and amount of judgment, legal costs, and current status.

Will I know if a hit is the person I’m interested in?
Not always. Because results are name-based, matches may require further clarification from the other party’s solicitor.

Are results certified?
Yes. Ellis & Ellis provides a certified result, noting clearly if no matches are found.

Can a judgment be removed or updated?
Yes. Judgments can be marked as satisfied, vacated, or cancelled by court order or notice.

Is this search relevant for both buyers and sellers?
Yes. Both parties may be searched to protect financial interests in a transaction.

Why choose Ellis & Ellis?
Over 135 years of expertise, fast turnaround, certified reports, and robust Professional Indemnity Cover.

Related searches

Related explainer

Judgment (Debt/Money) Searches – A Guide To Monetary Court Judgments

Ellis & Ellis Explainer